FINANCIAL FREEDOM

Your complete guide to achieve financial freedom. Proven tips, tools and tactics for you to achieve financial freedom. Make money, save money and effectively manage your money.

Adding Funds to your Account

Written by Dian Herdiana on 9:23 AM

Opening a bank account in the United States of America allows you to take advantage of all the new progress banks have made over the years. Your money is honored the same as everyone's. There are several different options to owning a checking account. You are able to have access to your money 24 hours a day 7 days a week. You are able to access it online or through an ATM machine. There are also several ways to withdrawal cash and add funds to your account.

Withdrawing money allows you to get the cash in hand to pay for something that may not be accessible using an ATM card. If the money is in the account you are able to have access to it immediately. There may be a fee charged to your account if you withdrawal by ATM. If there is a fee you will be aware of it before you are able to withdrawal your money. You are going to know up front any additional costs. If there is no fee you are not going be asked to accept and instead you are going to be given your cash.

When you add funds to your account, you may be able to do this by using the function on an ATM machine or you are able to drop your deposit off in a night depository slot that will be checked the next business day. If the ATM machine is going to accept a deposit it is going to provide you with an envelope to put your deposit in including all your account information and the amount you want to deposit. This works basically the same way the night depository works accept you are notifying your account using the ATM machine that you have made a deposit.

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Reasons for Opening A Bank Account

Written by Dian Herdiana on 7:39 AM

There are several reasons you may want to open an account in the United States when you are a non resident. These reasons depend on a few factors: Are you moving to the United States? Do you have relatives that live in the United States? Do you have a business that you are running in the United States? These questions are going to determine if an account is right for you. You need to be aware of all your options before you make a commitment with only one bank. Each bank is going to offer you a different package and you may need to do some checking in order to find out which package is right for you.

The main reasons you would open a bank account is if you do business in the United States, if you use Pay pal or other services, or you are expanding your business. When you do business in the United States you are going to want to offer your customers several options to accepting payments. If you use Pay pal and other online services to purchase through online auctions and other stores you may find that the fees that are charged is able to soon add up costing you a lot of money to make a few simple transactions. The amount that is deducted from your profit depends on where you live and the amount that you purchased. If you have relatives in the United States you may want to be able to send or receive money without costing you a lot of money. These are the best reasons to open an account

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Bank Fees That Are Charged To Non Residents

Written by Dian Herdiana on 6:46 AM

You may not realize this but there are several different charges that is able to be charged to your account. If you do not account for this money your account may be overdrawn. In order to avoid this mistake you need to know what the fees are that may be charged and how much they are going to usually cost you. Being prepared is going to save you a lot of time and is going to keep your account current and up to date without any delay.

Fees are going to vary depending on the bank and the individual charges. Some fees include an initial activation fee, monthly service charge, transfer, check deposits, internet purchase, signature fee, ATM withdrawal fee, balance inquiry fee, balance decline fee, cash advance fee, reactivation or cancellation fee, replacement card fee, wire transfer fee, paper statement fee, and insufficient funds fee. These fees are able to cost anywhere from $1.00 USD to $70.00 USD. If you use your ATM card to check your balance, transfer funds from one account to another, or withdraw cash you may be charged a fee for each one of these transactions. These fees are going to come out of your account automatically without billing you at the end of every month. If you are not sure why a fee was charged to your account, you need to call and make sure that your account information is correct.

Being prepared for fees are going to help you understand how to use your money more wisely. These fees may rise every year on your account and there is nothing you are able to do about that but avoid the fees when possible.

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